LIFE INSURANCE AND ANUNITIES

Life insurance is purchased for a variety of reasons. This may include:

• Final Expense

• To cover a loan or mortgage

• Leave money to loved ones or a charity

• There are many different life insurance structures. You must clearly explain your intent for the purchase so that we can help you with the plan that best meets your wishes.

An annuity is an investment instrument that is offered by an insurance company. They are
generally used a retirement plan which provides a short term risk free investment. Returns are better compared to bank accounts or CD’s. Like insurance policies, annuities offer many different structures, therefore it is important that your intent is clear to assure that the best plan is chosen.